SBA Loans | Third Coast Bank
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SBA Loans

Your small business is Everything to You,

Helping you succeed is Everything to Us!

Financing Opportunities for your Small Business

                             SBA Loans | Third Coast Bank | Humble, TX - Houston, TX

We offer SBA Loans for business acquisitions, partner buyouts, startups, equipment and machinery, real estate, and more.  Do you qualify for SBA financing?

SBA 7(a) Loan Program

7(a) Loans are used to finance permanent working capital, equipment, land and building, business acquisitions, and start-up businesses.

The Bank funds the entire loan with 75% guaranty of the SBA on loans over $150,000.  The maximum loan size is $5,000,000.  Borrower pays a guaranty fee to the SBA on the 75% guaranteed portion of the loan which can be included in the financing.

Up to 10 year term without real estate and up to 25 year term with real estate.

Reasons to use SBA 7(a) Loans

  • Business Acquisitions (Franchise or non-franchise)
  • Partner Buyouts
  • Start-up Business
  • Equipment and Machinery Financing
  • Real Estate - up to 25 years
  • Debt Refinance - longer terms to improve cash flow
  • Long Term Working Capital - secured by inventory and accounts receivable

SBA 7(a) Special Promotion for Veterans

Third Coast Bank will waive the cost of our internally prepared SBA loan package for Veteran Business Owners.  This represents a closing cost savings of up to $2,500!

SBA 7(a) Loan Application

SBA Loan Application 2024

SBA 504 Loan Program

504 Loans are used to buy or renovate real estate and may include some equipment.

The Bank partners with a Community Development Corporation (CDC) to provide financing. The portion of funds provided by the CDC are provided at a 20 or 25 year rate.

Reasons to use SBA 504 Loans

  • Real Estate
  • Equipment

SBA 504 Loan

Click here to access our 504 Loan Checklist

SBA 504 Checklist